NMLS Consumer Access – Verify a financial service provider  –  http://www.nmlsconsumeraccess.org/

Condominiums – The Condominiums page allows users to search for FHA-approved condominium projects by location, name, or status. – https://entp.hud.gov/idapp/html/condlook.cfm

Cost Estimate Calculator – Estimated costs to Buyer at Settlement – https://kellymflaherty.com/mortgage-calculator/

Fannie Mae Loan Lookup – This tool helps you quickly determine if Fannie Mae owns your loan. If Fannie Mae does, you may be eligible for programs designed to make your mortgage more affordable. – https://www.knowyouroptions.com/loanlookup

Fannie MaeSingle-Family Originating and Underwriting Guidelines and Selling Guide. Fannie Mae provides information, training, job aids, and more to assist in originating conventional and government loans for sale to Fannie Mae. – https://www.fanniemae.com/singlefamily/originating-underwriting.

Federal Reserve Board Consumer Information – 
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs. – http://www.federalreserve.gov/consumer.info

FHA Mortgage Limits – This page allows you to look up the FHA or GSE mortgage limits for one or more areas, and list them by state, county, or Metropolitan Statistical Area. The results page will also include a Median Sale Price value for each jurisdiction. – https://entp.hud.gov/idapp/html/hicostlook.cfm

Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multi-family investors. Use this link to quickly find out if Freddie Mac owns your loan – https://www.freddiemac.com/corporate

Homebuyer Education by Freddie Machttps://www.freddiemac.com/index.cfm

Mortgage Bankers Association of America Consumer Information – 
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home. – http://www.homeloanlearningcenter.com

United States Postal Service Official Movers Guide – What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier. – www.usps.com/moversguide

USDA Eligibility – This site is used to determine eligibility for certain USDA home loan programs and the USDA Satellite Grant Program. In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased or served must be located in an eligible rural area as defined by the USDA. – http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

How can I Help?

Kelly Flaherty
Mortgage Expert
Call or Text: 412-759-2258
[email protected]
NMLS #2491773

“I am here to assist you with all of your home mortgage needs”